'They said I could settle out of court but would have to pay at least £500, and £250 the next day by 11.30am.
'I phoned Action Fraud who told me it was a scam and not to pay any more. I have not.
'The calls came from mobile phones which I've asked my phone company to block. We feel very vulnerable at the moment, and scared to answer the phone.'
This is an utterly despicable crime that feeds on fear of prosecution, and especially targets older people. There are many types of fraud like this. Most don?t use your name and address, or any of your personal ID, because they don't have it. If in doubt at all, hang up and contact Action Fraud on 0300 123 2040 for help and advice.